GST/HST Refund 2025 Arriving Early in October — Full Payment Schedule, Eligibility and CRA Rules Explained

In Canada, many households are struggling with rising daily living costs and the impact of added GST and HST taxes. To ease this financial pressure, the Canada Revenue Agency (CRA) issues quarterly tax-free payments — known as the GST/HST credit — to eligible Canadians.**

The Next GST/HST Refund Date 2025 is scheduled for Friday, October 3, 2025, arriving earlier than usual because the standard date, October 5, falls on a weekend. This payment provides vital support for low- and moderate-income individuals and families across Canada, helping offset the burden of consumption taxes on everyday goods and services.

What Is the GST/HST Credit? (Canada Tax Relief Program 2025)

The Goods and Services Tax (GST) and Harmonized Sales Tax (HST) credit is a quarterly, non-taxable benefit paid by the CRA to help residents manage the cost of GST and HST payments included in their daily purchases.

The program ensures that those with lower or moderate incomes receive some relief from the taxes they pay on essentials, allowing more financial room for rent, food, transportation, and utilities.

For the 2024–2025 benefit year, payments began in July 2025 and continue every three months through June 2026.

Next GST/HST Refund Date 2025 (CRA Payment Schedule)

The next CRA GST/HST refund date is officially confirmed as October 3, 2025 (Friday).
This date is slightly earlier than the usual 5th of the month due to the weekend timing.

CRA typically issues GST/HST payments on:

• July 5
• October 5
• January 5
• April 5

When these dates land on weekends or public holidays, the credit is deposited earlier to ensure recipients receive their payments promptly.

GST/HST Refund Overview (Canada 2025)

Details	Information
Authority	Canada Revenue Agency (CRA)
Program Name	GST/HST Credit
Country	Canada
Next Payment Date	Friday, October 3, 2025
Eligibility Age	19 years or older
Taxability	Non-Taxable
Benefit Year	July 2025 – June 2026
Purpose	To assist Canadians in managing the cost of GST/HST
Website	canada.ca

The CRA automatically deposits the payment directly into registered bank accounts for eligible Canadians who have filed their latest tax return.

Eligibility Criteria for GST/HST Refund 2025

To qualify for the GST/HST Credit, applicants must meet specific residency, age, and filing conditions set by the CRA:

1. Must be 19 years of age or older.
2. Must be a resident of Canada for income tax purposes.
3. Must have filed a 2024 tax return with the CRA.
4. Those under 19 may qualify if they are:

• Married or have a common-law partner, or
• A parent living with their child.

1. Eligibility is assessed based on household income — primarily benefiting low- and middle-income residents.

CRA automatically determines eligibility based on your income tax filing, so there’s no separate application form required for most Canadians.

CRA GST/HST Credit Amounts 2025 (Updated Rates)

The GST/HST credit amount for the 2024–2025 benefit year has been updated to reflect inflation and cost-of-living adjustments.

Your payment depends on your marital status and number of children in the household.

Category	Annual Credit (2024–25)	Quarterly Payment (Approx.)
Single Adult	$533 per year	$133.25 per quarter
Married/Common-Law Couple	$698 per year	$174.50 per quarter
Each Child (Under 19)	$184 per year	$46 per quarter

The CRA calculates these figures automatically during the tax return assessment. The payment is tax-free and does not affect any other government benefits such as the Canada Child Benefit (CCB) or Old Age Security (OAS).

How to Check Your GST/HST Payment Status

The CRA does not send individual notifications before payments are deposited. However, you can easily check your payment status online:

1. Log in to your CRA My Account at canada.ca/my-cra-account.
2. Go to the Benefits & Credits section.
3. Select GST/HST Credit to view your latest payment information.

The portal shows payment history, upcoming dates, and direct deposit confirmations.

If you have not received your refund within 10 business days after the scheduled date, contact the CRA directly to investigate potential issues such as banking errors or changes in personal information.

Why the October 2025 Payment Is Coming Early

The October 2025 GST/HST refund will arrive earlier than usual — on Friday, October 3, 2025 — since the regular 5th falls on a weekend.

This adjustment ensures that beneficiaries receive their funds before the weekend, maintaining consistent access to essential financial support.

Canadians who depend on this payment for bills, groceries, and utilities will benefit from the early deposit.

GST/HST Payment Frequency

The CRA issues GST/HST credit payments four times per year, making them predictable and easy to budget for:

• July 2025
• October 2025
• January 2026
• April 2026

Each installment represents one quarter of your total annual credit. The CRA bases your payment amount on the latest tax return filed and automatically adjusts your benefits if your income changes.

Common Reasons for Delays or Missing Payments

If your October 2025 GST/HST refund doesn’t arrive on time, possible causes include:

• Incorrect or outdated banking details.
• Delays due to CRA account verification.
• Late or unprocessed tax return for the 2024 benefit year.
• Recent change of address not yet updated in CRA records.

Always ensure your CRA My Account information is current and accurate to avoid interruptions.

GST/HST Credit for Families and Married Couples

Married or common-law couples receive a combined benefit, calculated using both partners’ income.

In households with children under 19, parents also receive an additional child credit for each eligible dependent. The credit is automatically calculated when you file your income tax return, and no separate claim is required.

Low-Income Benefit and Income Thresholds

The GST/HST credit primarily supports low- and moderate-income earners. The CRA determines eligibility based on net family income.

If your income exceeds the threshold, your benefit will gradually reduce until it phases out entirely.

For the 2024 benefit year, income thresholds are estimated around:

• Single individuals: up to approximately $52,000
• Couples with two children: up to approximately $65,000

These thresholds may vary slightly depending on annual inflation and CRA updates.

How to Update Banking and Contact Details

To ensure seamless payment, always keep your direct deposit details updated with the CRA:

• Log into your CRA My Account.
• Go to Profile > Direct Deposit.
• Enter your new banking information securely.

Alternatively, you can call the CRA Benefits Line or submit changes by mail using a Direct Deposit Enrolment Form.

What to Do If You Miss a Payment

If you didn’t receive your GST/HST payment on October 3, 2025:

1. Wait 10 business days after the scheduled date.
2. Check your CRA My Account for status updates.
3. Contact the CRA at 1-800-387-1193 for assistance.

If the payment was missed due to outdated banking details, CRA may reissue it after verifying your information.

GST/HST Refunds and Other Government Benefits

The GST/HST credit is separate from other benefits such as:

• Canada Child Benefit (CCB)
• Canada Workers Benefit (CWB)
• Old Age Security (OAS)
• Guaranteed Income Supplement (GIS)

Receiving other benefits does not disqualify you from the GST/HST credit — in fact, most are designed to work together to support low-income Canadians.

Importance of Filing Your Tax Return

Even if you have no income, you must file a tax return to qualify for the GST/HST credit.

The CRA uses your tax return to assess your eligibility and calculate your benefit amount. Missing or late tax filings could delay or cancel your payment entirely.

Summary: Key Takeaways for October 2025 GST/HST Credit

• Payment Date: Friday, October 3, 2025
• Reason for Early Payment: Regular date falls on a weekend.
• Eligibility: Canadians 19+ who file taxes and meet income requirements.
• Annual Benefit: Up to $698 for couples, $533 for singles, and $184 per child.
• Payment Method: Direct deposit via CRA.
• Next Payment After October: January 5, 2026

Canadians are encouraged to check their CRA My Account regularly for confirmation and updates.

(3) Frequently Asked Questions (FAQ)

1. When is the next GST/HST refund date in 2025?
The next CRA GST/HST refund will be issued on Friday, October 3, 2025, arriving earlier due to the weekend.

2. How often does CRA issue GST/HST payments?
The CRA pays the GST/HST credit four times a year — in July, October, January, and April.

3. Who is eligible for the GST/HST credit?
Canadians aged 19 or older who file a 2024 tax return qualify. Married couples and parents under 19 may also be eligible.

4. Is the GST/HST credit taxable?
No, the payment is completely tax-free and does not affect other federal or provincial benefits.

5. How can I check my payment status?
Log into your CRA My Account and check under Benefits & Credits > GST/HST Credit for payment updates.