CRA Confirms $698 GST/HST Tax Credit – Payment Dates, Eligibility, and Child Bonus Explained

The Government of Canada, through the Canada Revenue Agency (CRA), continues to provide vital financial relief to individuals and families through the GST/HST Tax Credit. This program is designed to offset some of the sales taxes paid on everyday goods and services, helping low- and middle-income households manage rising costs.

For September 2025, qualified Canadians can receive up to $698 if they are married or living common-law, while single individuals may receive up to $533. Families with dependent children under the age of 19 can also get an additional $184 per child.

This article provides a detailed breakdown of the $698 GST/HST Credit, including eligibility rules, payment amounts, schedules, and how Canadians can ensure timely deposits.

What Is the GST/HST Tax Credit?

The GST/HST Credit is a non-taxable benefit provided by the CRA to reduce the burden of Goods and Services Tax (GST) and Harmonized Sales Tax (HST). It is not a loan, does not need to be repaid, and does not reduce or interfere with other government benefits such as the Canada Child Benefit (CCB) or Old Age Security (OAS).

By issuing this benefit quarterly, the government helps households manage household budgets throughout the year.

September 2025 Payment Breakdown

For the upcoming round in September 2025, the benefit amounts are as follows:

• Single individuals: Up to $533
• Couples/common-law partners: Up to $698
• Families with children under 19: An additional $184 per child

This structure ensures that families and lower-income households receive extra support proportional to their needs.

Program Overview – GST/HST Credit 2025

• Organization: Canada Revenue Agency
• Program Name: GST/HST Tax Credit 2025
• Country: Canada
• Maximum Amounts: $698 (couples), $533 (single)
• Additional Benefit: $184 per child under 19
• Next Payment Round: September 2025
• Payment Frequency: Quarterly
• Delivery Mode: Direct deposit or mailed cheque
• Beneficiaries: Low- and middle-income Canadians, families, seniors
• Category: Canada Finance
• Official Website: www.canada.ca

Eligibility for the $698 GST/HST Credit

To qualify for the credit, Canadians must:

• Be permanent residents of Canada.
• Be at least 19 years old (automatic qualification).
• File a tax return with accurate financial information.

For those under 19, eligibility may still apply if they are:

• Married or common-law partners, or
• Living with their child as a parent, or
• Have previously lived with their parents.

The CRA automatically calculates eligibility and payment amounts when a tax return is filed, based on household income and family status.

GST/HST Credit Payment Schedule 2025

The GST/HST credit is distributed four times a year to help households budget more effectively.

For 2025, the scheduled payment dates are:

• January 3, 2025
• April 4, 2025
• September 2025
• October 3, 2025

Payments are usually issued by direct deposit if registered, arriving within 1–2 business days, or by cheque, which may take longer to reach the recipient’s mailing address.

How to Apply for the GST/HST Tax Credit

In most cases, Canadians do not need to apply separately for the credit. The CRA automatically assesses eligibility based on the annual tax return.

However, newcomers to Canada or individuals who have not filed taxes before may need to:

1. Visit the CRA website at www.canada.ca.
2. Create or access a CRA My Account.
3. Submit required forms and documents for review.
4. Await confirmation of eligibility and payment schedule.

Why the GST/HST Credit Matters

The GST/HST Credit is one of Canada’s most significant cost-of-living supports. As inflation continues to raise the price of food, rent, and utilities, the credit provides relief for households that are most vulnerable.

For families, it can help cover back-to-school expenses or groceries. For seniors, it offsets healthcare or utility costs. For workers, it eases transportation or housing expenses.

Since the credit is non-taxable and automatic, it guarantees beneficiaries keep the full amount without reductions to other supports.

Steps Canadians Should Take Before September 2025

To ensure smooth delivery of the September 2025 payment, Canadians should:

• File their 2024 tax return on time.
• Update banking information in CRA My Account.
• Confirm mailing addresses to avoid cheque delays.
• Opt for direct deposit for faster and more secure payments.

Final Outlook

The $698 GST/HST Tax Credit remains a crucial support program for Canadians facing high living costs in 2025. By providing quarterly, non-taxable payments, the CRA helps households better manage rising expenses.

With up to $533 for singles, $698 for couples, and $184 per child, the September 2025 payment will deliver much-needed relief to millions of Canadians. Beneficiaries are advised to keep personal details updated with CRA and rely only on official sources for confirmation.

FAQs – $698 GST/HST Credit 2025

Q1: How much is the GST/HST Credit in September 2025?
Singles may receive up to $533, couples up to $698, plus $184 per child under 19.

Q2: Do I need to apply for the GST/HST credit?
No. The CRA calculates eligibility automatically when you file your annual tax return.

Q3: When is the next GST/HST credit payment?
The next payment is scheduled for September 2025, followed by October 3, 2025.

Q4: Who qualifies for the $698 GST/HST credit?
Low- and middle-income Canadians who file taxes, are residents, and meet age or family-related criteria.

Q5: How will the CRA deliver the payments?
Payments are made by direct deposit (preferred) or cheque, depending on the information on file with CRA.