Millions of Canadians are set to receive much-needed financial relief in October 2025 through the Canada Grocery Rebate, a federal support measure designed to help households manage rising food and essential living costs.
The one-time payment of up to $628 will be automatically deposited into the accounts of eligible individuals and families in the first half of October.
This program is part of the federal government’s broader cost-of-living support plan, which aims to assist low- and modest-income households most affected by persistent inflation.
Here’s a detailed breakdown of who qualifies, how much you’ll receive, and when the payment will arrive.
What Is the Canada Grocery Rebate?
The Canada Grocery Rebate is a tax-free, one-time federal payment administered by the Canada Revenue Agency (CRA).
First introduced in 2023, the rebate was created to offset the sharp increase in food and household expenses across the country.
The payment structure is modelled after the GST/HST Credit system, meaning that eligibility and payment amounts are based on:
- Your net family income from your most recent tax return.
- Your family size, including spouse and dependents.
The rebate does not require a separate application. If you qualify for the GST/HST Credit, you will automatically receive the Grocery Rebate in your bank account or by mailed cheque.
Why the Rebate Matters in 2025
Food inflation in Canada remains a challenge, with grocery prices rising faster than average household incomes.
For families on limited budgets, this rebate serves as direct relief—helping cover essentials like groceries, toiletries, and household items.
It also demonstrates the federal government’s continued focus on cost-of-living support, alongside other programs such as the Ontario Trillium Benefit (OTB), CRA $800 One-Time Payment, and Double CPP and OAS Payments for seniors scheduled later in 2025.
The October 2025 Grocery Rebate will be particularly timely, landing just before the colder months when heating and living costs typically rise.
Who Is Eligible for the $628 Grocery Rebate in October 2025?
Eligibility for the rebate is based on the information you submitted in your 2024 income tax return. The CRA automatically reviews your data to determine if you qualify.
To receive the payment, you must meet the following criteria:
- You filed your 2024 tax return before the deadline.
- You are at least 19 years old by October 2025.
- You are a Canadian resident for tax purposes.
- Your household income falls within the low-to-modest range.
You may also qualify if you share custody of a child or if your marital status changed during the year, as the CRA adjusts calculations to reflect your current situation.
Income Thresholds and Eligibility Rules
While the CRA does not publicly release exact cut-offs for every scenario, eligibility generally aligns with GST/HST Credit income limits.
Here’s a rough idea of the approximate qualifying income ranges:
- Single individual: Up to around $45,000 annual net income.
- Couples: Up to $65,000 combined annual income.
- Families with children: Thresholds vary based on number of dependents but typically fall under $75,000–$85,000 combined income.
If your household income exceeds these ranges, you may not qualify for the rebate.
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How Much Will You Receive in October 2025?
The maximum Canada Grocery Rebate amount depends on your family size and income level. The CRA will calculate your payment automatically.
Here’s an estimate of the potential amounts for the October 2025 rebate:
| Family Type | Maximum Rebate Amount |
|---|---|
| Single individual | Up to $234 |
| Married or common-law couple | Up to $306 |
| Family with one child | Up to $386 |
| Family with two children | Up to $467 |
| Family with three children | Up to $548 |
| Family with four children | Up to $628 |
These amounts may vary slightly depending on your 2024 income tax data.
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When Will the Grocery Rebate Be Paid?
The CRA has confirmed that October 2025 Grocery Rebate payments will be issued in the first half of the month.
Most eligible Canadians can expect the deposit or cheque to arrive between October 7 and October 15, 2025.
If you receive your GST/HST Credit via direct deposit, the Grocery Rebate will be sent to the same bank account automatically.
For those who receive cheques, delivery may take a few additional business days depending on your location and postal service timelines.
How to Check Your Payment Status
If you believe you qualify but have not yet received the payment, you can easily check your rebate status through the CRA My Account portal.
Steps to verify your payment:
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- Sign in to My CRA Account.
- Go to the “Benefits and Credits” section.
- Check under “Grocery Rebate / GST Credit” for your payment details.
- Ensure your bank account and mailing address are correct to avoid delays.
If your payment does not appear after the official rollout dates, you can contact CRA directly for assistance.
No Need to Apply Separately
You do not need to apply for the Grocery Rebate.
The CRA will automatically issue the payment to all individuals who are eligible based on their 2024 tax filing.
To ensure you qualify, make sure your tax return is filed and up to date, as the CRA cannot process the rebate for those who haven’t filed their taxes.
Is the Grocery Rebate Taxable?
No. The Canada Grocery Rebate is completely tax-free.
It will not affect your income taxes, nor will it reduce your eligibility for other government benefits or credits such as:
- GST/HST Credit
- Canada Child Benefit (CCB)
- Old Age Security (OAS)
- Guaranteed Income Supplement (GIS)
This ensures that all qualified Canadians can receive the full amount without penalty or deduction.
How to Avoid Scams Related to the Grocery Rebate
Whenever new payments are announced, fraudulent messages and scams tend to appear online.
Keep these points in mind:
- The CRA will never text, email, or call you asking for personal information or payment details.
- All legitimate updates come from official government websites such as canada.ca.
- If you receive a suspicious message, do not click on any links—report it to the Canadian Anti-Fraud Centre.
Other Payments Coming in October 2025
In addition to the Canada Grocery Rebate, the government has several other benefits scheduled for release in October 2025, including:
- $800 CRA One-Time Payment for eligible households.
- Ontario Trillium Benefit (OTB) of up to $360 for qualifying residents.
- Double CPP and OAS Payments for seniors receiving federal pension benefits.
Together, these programs form a significant cost-of-living relief package aimed at helping Canadians manage inflation and household expenses.
How to Prepare Before the Payment Arrives
To ensure you receive your rebate smoothly:
- Verify your banking details in your CRA account.
- Ensure your 2024 taxes were filed and accepted.
- Double-check that your address and marital status are up to date.
- Enable direct deposit for faster access to funds.
Following these steps helps avoid payment delays and ensures that your rebate is securely deposited into your account.
The Bigger Picture
The Canada Grocery Rebate 2025 reflects the federal government’s commitment to helping households navigate ongoing economic challenges.
While it’s a temporary one-time payment, the rebate provides meaningful short-term support—especially for families and individuals struggling to afford basic necessities.
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For many Canadians, the rebate represents a small but vital relief in an era of high food prices and continued economic uncertainty.
(5) 5 Frequently Asked Questions (FAQs)
1. What is the Canada Grocery Rebate 2025?
It is a one-time, tax-free payment issued by the Canada Revenue Agency (CRA) to help low- and modest-income households manage rising grocery and living costs.
2. How much can I receive from the October 2025 Grocery Rebate?
Eligible Canadians can receive up to $628, depending on their household income and family size.
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3. Do I need to apply for the Grocery Rebate?
No. If you filed your 2024 tax return and qualify based on your income, the CRA will issue the payment automatically.
4. When will the Grocery Rebate be paid?
Payments are expected to be deposited between October 7 and October 15, 2025. Cheque recipients may experience slight delays.
5. Is the Grocery Rebate taxable or will it affect other benefits?
No. The payment is non-taxable and will not affect other benefits like GST/HST Credit, OAS, or the Canada Child Benefit.
