In Canada, some payments like GIS, OAS, and supplementary allowances are adjusted every quarter to keep up with inflation. Now, the Canada GIS Allowance Hike October 2025 has been confirmed, with Services Canada announcing a 0.7% increase for this quarter.
This increase will apply from October 2025 to December 2025. The official new amount is expected to be released soon on Canada.ca, but calculations already provide a clear picture of what recipients can expect
What the 0.7% Increase Means for Recipients
The GIS allowance is provided to spouses or partners of OAS and GIS claimants, offering additional monthly financial support. While a 0.7% raise may seem small, it helps recipients cover essential living costs such as groceries, medicine, and household bills.
Currently, the maximum payment is $1,395.73 per month. After applying the 0.7% increase, recipients can expect about $1,405.50 monthly beginning in October 2025. This adds $9.77 more each month, which, while modest, still provides valuable relief for households managing tight budgets.
Overview of Canada GIS Allowance October 2025
- Authority: Guaranteed Income Supplement (GIS)
- Post Title: Canada GIS Allowance Hike October 2025
- Year: 2025
- Country: Canada
- Benefit: GIS Allowance
- Purpose: Financial support for spouses or partners of seniors
- Taxability: Tax-Free
- Inflation Indexation: Quarterly
- Timeline: October 2025 – December 2025
- Increase: 0.7%
- Payment Frequency: Monthly
- Payment Date: 29th October 2025
- Category: Canada Finance
- Official Website: canada.ca
Eligibility for the Canada GIS Allowance Hike
To qualify for the GIS Allowance, applicants must meet certain criteria:
- Must be a Canadian resident.
- Must have lived in Canada for at least 10 years after turning 18.
- Must be aged 60 to 64 years.
- Their spouse or partner must be receiving OAS and GIS.
- The combined income of the applicant and their partner must fall within the income threshold. Currently, this limit is $41,184, but the updated threshold for October 2025 is expected to be announced soon.
Applicants can apply through their MSCA (My Service Canada Account) or by submitting a paper form. Once approved, payments are sent monthly via direct deposit, continuing until the applicant reaches 65 years of age.
CRA GIS Allowance Raise and Inflation Adjustment
The CRA GIS Allowance Raise for October 2025 is linked to the Cost-of-Living Adjustment (COLA). For the final quarter of the year, the government applied a 0.7% increase.
- Current Maximum Amount: $1,395.73/month
- New Amount (from October 2025): $1,405.50/month
Although Services Canada has not officially published the new figures yet, this calculation is based on the announced 0.7% increase and will be formally confirmed soon.
Payment Date for October 2025
The GIS Allowance is paid monthly, and the confirmed payment date for October 2025 is Wednesday, 29th October 2025. Eligible recipients can expect the funds through direct deposit or cheque, depending on their chosen method.
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Why the GIS Allowance Matters
Even though the increase is small, the GIS Allowance plays a critical role in helping low-income households, especially partners of seniors, manage the rising cost of living. Every quarterly adjustment ensures that payments stay aligned with inflation and that recipients are not left behind as daily expenses increase.
This program is part of Canada’s broader framework of social benefits, designed to maintain dignity and financial stability for households where one partner is not yet eligible for full OAS pensions.
FAQs on Canada GIS Allowance Hike October 2025
Q1. What is the GIS Allowance and who can claim it?
The GIS Allowance is a monthly benefit given to the spouses or partners of OAS and GIS recipients aged 60–64. It provides financial help until the applicant turns 65.
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Q2. How much is the GIS Allowance increase for October 2025?
The increase is 0.7%, which raises the maximum amount from $1,395.73 to about $1,405.50 per month.
Q3. When will the new GIS Allowance payments start?
The new rates will apply from October 2025, with the first updated payment scheduled for 29th October 2025.
Q4. How can Canadians apply for the GIS Allowance?
Eligible applicants can apply through their My Service Canada Account (MSCA) online or submit a paper application form.
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Q5. Is the GIS Allowance taxable?
No, the GIS Allowance is tax-free, meaning recipients do not need to pay income tax on this benefit.